Each EOB is specific to the provider (physician,lab) and the service they rendered. The format varies widely between insurance companies, but at a minimum an EOB should indicate the: provider, service date, actual billed amount, network discount, allowed amount, insurance portion, patient responsibility and deductible amount. I’ll discuss each of these terms. It is important [...]
There has been a convergence of several factors all at one time that has created a sea-change in America that will make some of us insanely rich over the next 3,5 & 7 years while others will be driven and pushed further and deeper into states of depression, joblessness & even poverty!
The ever popular baby-boomers [...]
In an emergency situation, time is of the essence. Your medical care providers will need as much information as possible about your medical condition. Having a medical organizer can be a real lifesaver.
When you are not able to provide your health history in an emergency, a medical organizer can speak for you. Today, with the [...]
