Medical Care Expense – Understanding Your EOB (Explanation of Benefits)

Each EOB is specific to the provider (physician,lab) and the service they rendered. The format varies widely between insurance companies, but at a minimum an EOB should indicate the: provider, service date, actual billed amount, network discount, allowed amount, insurance portion, patient responsibility and deductible amount. I’ll discuss each of these terms. It is important [...]

Hand Surgery – Know the Likely Complications in the Surgery

Hand surgery is a complex procedure which requires the expertise of a surgeon especially trained in treating the upper extremities. Hand surgeons are trained even more intensely than a regular orthopedic surgeon. An orthopedic surgeon specializes in treating the bones, ligaments, tendons and muscles of the skeletal system.
A hand specialist has the training of a [...]

Medical Organizer – Protect Yourself in an Emergency

In an emergency situation, time is of the essence. Your medical care providers will need as much information as possible about your medical condition. Having a medical organizer can be a real lifesaver.
When you are not able to provide your health history in an emergency, a medical organizer can speak for you. Today, with the [...]